TAP BTG Pactual Black Card
Excellence that crosses oceans.
General Terms and Conditions
See here (PDF, 0.13MB, BR) how to enjoy TAP benefits, as well as the rules for accessing them.
Only until May 17: 10% off travel to Europe
Between May 4 and 17 2026, customers and new cardholders of the TAP BTG Pactual Black Card have access to a 10% discount promo code when purchasing airline tickets for TAP- and TAP Express-operated flights to Europe, in Economy and Business Class. Check the terms and conditions here.
Discover all the benefits
The TAP BTG Pactual Black Card is designed for those who love to travel. With it, you enter a world of excellence and can fly to over 1,300 destinations worldwide on TAP or Star Alliance flights, enjoying the comfort of exclusive benefits: up to 4 miles per dollar spent, VIP lounges, extra baggage, fast track, international purchases with zero IOF, and much more.
And the best part? You can enjoy a progressive discount on the annual fee, up to a full waiver.
Earn miles faster when using your card
4 miles / USD
Shop with TAP
3.5 miles / USD
International shopping
2.5 miles / USD
National shopping
Welcome Bonus: 45.000 miles
With the TAP BTG Pactual Black Credit Card, earn a Welcome Bonus of 45.000 miles when you reach a total of R$60 000 in spending by your 3rd billing cycle.
Check the full terms and conditions here.
Enjoy more comfort when taking off
Lounges
TAP Lounges in Lisbon: 3 accesses with a guest per calendar year
When traveling with TAP, you have free access to the TAP Premium Lounge in Lisbon.
LoungeKey: 4 accesses per year
Enjoy access to LoungeKey lounges at over 1.000 locations worldwide.
Mastercard VIP Lounge: Unlimited access
When departing from Guarulhos Airport, enjoy free and unlimited access to the Mastercard VIP Lounge. Check the rules and conditions in the BTG Banking app.
Extra baggage
2 pieces of baggage per calendar year, up to 23kg each
Travel lighter and worry-free with the extra baggage option.
Available on flights operated by TAP.
To secure your additional baggage, select this benefit in advance during online check-in and enter your TP number in the booking. You are entitled to 2 additional bags per year, with a maximum of 1 bag per booking.
Fast track
3 accesses per calendar year
Save time and skip the lines at the boarding gate.
Enjoy Fast Track at airports where priority security screening is available.
Status Miles
Up to 15.000 Status Miles per year
20% of the miles earned through card purchases are converted into Status Miles.
Use these miles to maintain or achieve TAP Miles&Go Navigator, Gold, or Silver status.
Miles that never expire
As long as the card is active
Plan your trips at your own pace.
While your card remains active, the miles earned from TAP BTG Pactual Black Card purchases will not expire, including promotional miles.
Annual fee discount
Until you reach a zero annual fee
The more you use, the less you pay.
Every R$1 000 spent generates R$10 off the annual fee, up to a full waiver.
Mastercard Benefits
Take your experience to the next level
Turn your spending into rewards: travel insurance, baggage protection, experiences and offers, concierge service, Mastercard Surpreenda Program, and much more.
Discover more here.
Exclusive offers at iPlace and Shopping Leblon
Everyday exclusivity
Discover special benefits at iPlace and Shopping Leblon, reserved for BTG Pactual Black clients, with exclusive opportunities designed especially for you.
Exclusive benefits at El Corte Inglés
A premium experience
Access a world of unique experiences at El Corte Inglés in Portugal.
Enjoy luxury benefits such as: Welcome Drink, Personal Shopper with VIP Lounge, Tax Free, and 10% Reward on your purchase value.
Book your experience: [email protected]
Lounges
TAP Lounges in Lisbon: 3 accesses with a guest per calendar year
When traveling with TAP, you have free access to the TAP Premium Lounge in Lisbon.
LoungeKey: 4 accesses per year
Enjoy access to LoungeKey lounges at over 1.000 locations worldwide.
Mastercard VIP Lounge: Unlimited access
When departing from Guarulhos Airport, enjoy free and unlimited access to the Mastercard VIP Lounge. Check the rules and conditions in the BTG Banking app.
Extra baggage
2 pieces of baggage per calendar year, up to 23kg each
Travel lighter and worry-free with the extra baggage option.
Available on flights operated by TAP.
To secure your additional baggage, select this benefit in advance during online check-in and enter your TP number in the booking. You are entitled to 2 additional bags per year, with a maximum of 1 bag per booking.
Fast track
3 accesses per calendar year
Save time and skip the lines at the boarding gate.
Enjoy Fast Track at airports where priority security screening is available.
Status Miles
Up to 15.000 Status Miles per year
20% of the miles earned through card purchases are converted into Status Miles.
Use these miles to maintain or achieve TAP Miles&Go Navigator, Gold, or Silver status.
Miles that never expire
As long as the card is active
Plan your trips at your own pace.
While your card remains active, the miles earned from TAP BTG Pactual Black Card purchases will not expire, including promotional miles.
Annual fee discount
Until you reach a zero annual fee
The more you use, the less you pay.
Every R$1 000 spent generates R$10 off the annual fee, up to a full waiver.
Mastercard Benefits
Take your experience to the next level
Turn your spending into rewards: travel insurance, baggage protection, experiences and offers, concierge service, Mastercard Surpreenda Program, and much more.
Discover more here.
Exclusive offers at iPlace and Shopping Leblon
Everyday exclusivity
Discover special benefits at iPlace and Shopping Leblon, reserved for BTG Pactual Black clients, with exclusive opportunities designed especially for you.
Exclusive benefits at El Corte Inglés
A premium experience
Access a world of unique experiences at El Corte Inglés in Portugal.
Enjoy luxury benefits such as: Welcome Drink, Personal Shopper with VIP Lounge, Tax Free, and 10% Reward on your purchase value.
Book your experience: [email protected]
See how to use your benefits when traveling
